Nobody ever teaches you the ins-and-outs of dental insurance, which means that there’s a learning curve for everyone who uses it. If you have difficulty understanding your coverage or navigating the complicated jargon, don’t hesitate to reach out to our friendly financial coordinator. We’ve also provided some basic, helpful information below for your convenience. Before reading, keep in mind that all dental insurance plans are different, and the best way to learn details of yours is to call them directly.
Dental insurance is more straight-forward than you may think, even more-so than medical insurance. Providers want to encourage patients to keep on-top of their oral health, which is why they focus on getting patients in to visit their dentist regularly. There are a few key terms that everybody with dental insurance should know:
As we mentioned above, dental insurance providers want you to keep your oral health in great shape and prevent worsening problems. That’s why they operate by a 100-80-50 model. Basically, what this means is that they cover 100 percent of the cost of preventive treatments like checkups and cleanings, 80 percent of basic treatments like dental fillings, and 50 percent of more serious procedures, like tooth extractions.
At The Dental Smile Center, we’re proud to accommodate our patients in whatever ways we can and help them have comfortable, stress-free visits. One way that we’re able to do this is by accepting all PPO plans and offering in-network savings through several major dental insurance providers. We are also happy to offer a free consultation and file claims for patients with HMO plans as well. To learn more about what plans we’re in-network with and accept, contact our dental office today!