Dental Insurance Welcome – Van Nuys, CA
Learn the Ins-and-Outs of
Complicated Dental Insurance
Nobody ever teaches you the ins-and-outs of dental insurance, which means that there’s a learning curve for everyone who uses it. If you have difficulty understanding your coverage or navigating the complicated jargon, don’t hesitate to reach out to our friendly financial coordinator. We’ve also provided some basic, helpful information below for your convenience. Before reading, keep in mind that all dental insurance plans are different, and the best way to learn details of yours is to call them directly.
Understanding How Dental Insurance Works
Dental insurance is more straight-forward than you may think, even more-so than medical insurance. Providers want to encourage patients to keep on-top of their oral health, which is why they focus on getting patients in to visit their dentist regularly. There are a few key terms that everybody with dental insurance should know:
- Annual Deductible: Your deductible is a set amount of money that your dental insurance company expects you to pay before they start covering services.
- Premium: The premium is the yearly or monthly fee that you pay for coverage.
- Yearly Maximum: The maximum is a capped-off limit of money that your insurance will pay each year for dental services. This amount is typically between $1,000 and $1,200.
What Your Dental Insurance Plan Covers
As we mentioned above, dental insurance providers want you to keep your oral health in great shape and prevent worsening problems. That’s why they operate by a 100-80-50 model. Basically, what this means is that they cover 100 percent of the cost of preventive treatments like checkups and cleanings, 80 percent of basic treatments like dental fillings, and 50 percent of more serious procedures, like tooth extractions.
We Offer In-Network Savings & Welcome Out-of-Network Providers
At OraBell Dental Implant Centers, we’re proud to accommodate our patients in whatever ways we can and help them have comfortable, stress-free visits. One way that we’re able to do this is by accepting all PPO plans and offering in-network savings through several major dental insurance providers. We are also happy to offer a free consultation and file claims for patients with HMO plans as well. To learn more about what plans we’re in-network with and accept, contact our dental office today!
